NY Vehicle Insurance: Advice For Big Savings

A cheap NY car insurance rate can be achieved in many ways. But while some of them might reduce your cost, they could leave you with insufficient coverage. This is, however, not the case with the tips I'll give you in this discourse as you'll save while still maintaining enough coverage....

1. Several insurance companies will give you a discount if a child on your policy is away at school and does not use the car at that period. Take advantage of this if your child is in college. I must stress, however, that some insurers don't give this discount.

2. The difference in what it will cost you to insure similar vehicles could be much. It will help a lot if you ask your agent before buying your next car. A comparable car that has a poor crash rating and higher theft rate will be more expensive to insure.

Another thing to find out is a car's maintainance cost since it is as well an issue that affects your rate. Asking the right questions will help you avoid the "wrong" car and get lower rates.

3. You can lower your auto insurance rates by getting and comparing quotes from at least five reputable quotes sites.

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