Cheap New York Auto Insurance: 4 Tested Tips

1. Folks who have more than one vehicle will make huge savings if they insure them all with the same NY insurance company. You are only advised to do otherwise if the total of your rates with various insurers is less than what you'll get with a multi-vehicle discount if you buy from one insurer. You can be sure by simply doing a little research before taking this step. But if you don't plan to shop around, you can rest assured that you'll still save considerably with a multi-vehicle discount.

2. Maintaining more than one policy with one provider as well attracts a considerable discount. This simply implies you should try to buy your car insurance policy from the very company that handles your homeowners, health or other insurance policies.

Howbeit, you must be careful because the fact that an insurance company offered you great rates for one policy doesn't mean that they will for another policy. It's recommended that you do extensive research. That way, you will be be well equipped to determine if this would save you more.

3. People who don't make claims for above 3 years normally get a special discount for this. But take note that not all insurance companies give this discount.

Your agent must be made to realize your displeasure with their refusal to give you such a discount and do NOT fail to point out that you might switch to another insurance provider. As a matter of fact, you should leave them because you will certainly find a better deal with another company if you've kept a claims-free status for this long.

And, as a matter of fact, your insurance provider is likely to have a rethink if they notice you're really serious about leaving.

4. You can realize savings of hundreds of dollars on your auto insurance policy by obtaining insurance quotes from quote sites. The best strategy is to visit not less than five quotes sites and ensuring that you input the same (correct) information about yourself.

I recommend that you use at least five quotes sites because that will make it less likely that you'll miss out offers not carried by the other sites. This provides you a broader basis for doing better comparisons thus increasing your chances of getting more for less.

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