Dirt Cheap NY Auto Insurance: Four Proven Recommendations

1. A multi-vehicle discount is a smart and easy way to get lower New York automobile insurance rates. It makes sense to insure all your cars with the same insurer unless you have a better deal for some of your vehicles with another insurance carrier. Doing some shopping and then comparing with what you'll get from a multi-vehicle discount is an easy way to be sure if this is in your best interest. But however you look at it, a multi-vehicle discount is one way to get cheaper rates.

2. You'll equally be eligible for a considerable discount if you maintain multiple policies with the same provider. All you must do to become eligible for this discount is to get your auto insurance policy from the same carrier which is providing, for instance, your home insurance.

Nevertheless, bear in mind that you might be better served if you purchase your different policies from various insurers who have the cheapest quotes for each policy. It's advised that you comparison shop. You'll be certain of the best option for your profile after you take this step.

3. Policyholders who do NOT make claims for over three years usually get a discount for it. A number of insurance providers don't present this without some persuasion.

If your insurance provider is one of the few who don't offer this discount tell them without mincing words that you'll move over to another insurer. Believe it or not, every insurance provider likes having insureds who remain claims free for this long and you shouldn't find it hard getting better rates with a number of other providers.

And, believe it or not, your insurer is likely to shift grounds if they discover you are really serious about changing to another company.

4. You could save several hundreds of dollars by just obtaining and comparing quotes from about five insurance quotes sites. And, it will require only a total of 25 minutes.

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