NY Auto Insurance: 3 Sure Ways To Cheaper Rates

1. Drive carefully if you're truly serious about getting affordable New York car insurance rates. You'll be making a smart decision to stay away from the wheels if you take alcohol.

Driving while drunk, even if slightly will make you attract sky-high rates if you're fortunate or be made to stay without auto insurance if luck isn't on your side. While alcohol-related traffic offences have very immediate and grave repercussions, speeding tickets will as well make you pay much more if they pile up. Therefore, if it's against traffic laws, avoid it notwithstanding how minor it may seem at the time.

2. An outstanding credit rating will show in your favour with respect to your auto insurance rate. Having a poor credit rating is simply making it difficult for yourself apart from the fact that your premium will be much higher. This is because insurers see people who miss payments as irreponsible and a risk to them. It's normal for insurance carriers to conclude that a person who misses credit card payments will also easily default in auto insurance premiums. This implies more risk to them and higher premiums for you.

3. You will save more by visiting not less than five quotes sites. That way, you'll get the lowest NY auto insurance quotes possible since five sites will give up to 25 quotes altogether.

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