Cheapest New York Car Insurance: Four Tested Ways

1. People who have more than one car will make reasonable savings if they insure them all with the same NY auto insurance provider. It makes sense to insure all your cars with the same insurance company unless you have a better rate for a number of your vehicles with another insurance carrier. Doing some shopping and then checking with what you'll save with a multi-vehicle discount is a good way to know for sure if this serves your best interest. But if you don't have plans to shop around, you can rest assured that you'll still save reasonably with a multi-vehicle discount.

2. You will equally be eligible for a reasonable discount if you hold multiple policies with the same insurance carrier. All you are expected to do to become eligible for this is to purchase your auto insurance policy from the same carrier that is handling, say, your home owners insurance.

Nevertheless, I must emphasize that you may not be saving as much as you might by switching. Getting quotes and comparing them with savings you'd make are highly beneficial steps. You will be sure of the right choice for you if you do this.

3. Staying without making claims will qualify you for a good driver discount. A number of insurers don't give this discount without some pressure.

If your insurer is one of the few who don't offer this discount tell them without mincing words that you will move over to another insurance carrier. With this kind of driving history finding a much lower rate is really very easy since claims-free policy holders are every insurance provider's dream.

And, as a matter of fact, your insurance carrier is likely to shift grounds if they discover you are quite serious about changing to another company.

4. You can realize savings of hundreds of dollars on your auto insurance policy by getting insurance quotes from insurance quotes sites. The best method is to visit at least five quotes sites and ensuring that you input the same (correct) information about yourself.

I advise that you visit a minimum of five quotes sites because it will make it less likely that you'll miss out better quotes not presented by the other sites. This provides you a broader basis for doing more thorough comparisons thus increasing your chances of getting more for less.

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