NY Vehicle Insurance: Three Guaranteed Ways To Save

1. Drive carefully if you're truly keen on getting affordable New York car insurance rates. You'll be making a smart decision to stay away from the wheels if you take alcohol.

Driving while drunk, even if slightly will make you attract sky-high rates if you're lucky or be compelled to be without car insurance if you're not so lucky. And don't forget those speeding tickets because they cost you far more than the fine you pay. They add up to increase your rate. Therefore, if it's against traffic laws, avoid it notwithstanding how negligible it may appear to be at the moment.

2. You'll lower your auto insurance cost if you have an outstanding credit rating. A poor credit record will attract higher auto insurance rates. This is because insurers regard individuals who miss payments as reckless and a bigger risk to them. The truth is that they believe that the probability of you missing payments of your premiums is very high. This translates to more risk to them and more expensive rates for you.

3. Make out some time to visit at least five insurance quotes sites that provide quotes on NY auto insurance policies. It will require not more than 25 minutes.

While you visit each quotes site, ensure you input the same information. Doing otherwise will give you misleading results. When you've received your auto insurance quotes, compare them to see which serves your interest best in price/value.

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