NY Auto Insurance -- Why Gender Helps

In many areas, women complain that they are getting less than they deserve simply because of their gender. It really pays to be female as far as getting lower NY auto insurance rates is concerned. And, insurers have good reasons for this position. However, it's the male folks you get dealt the worse cards in auto insurance....

Most speed demons are male. If a driver is attempts risky manuevres, it is likely a man driving. Women are raised to be graceful. This makes it more difficult for a woman to be rough and reckless on the road. Although some women may have such traits naturally, societal pressures reduce them. We, as a people don't like our ladies.

Women are also less likely to drive for long hours. If it's going to be a very long drive, most ladies will gladly let a man do the driving.

Men drive larger cars. These cars usually cost more to maintain than smaller ones.

Auto insurance companies know these and therefore give ladies cheaper rates all other things being equal. However, some insurance companies will weigh your gender more than others. This will translate to a cheaper quote all other things being equal.

How insurance companies arrive at your rate and the reason for so much disparity in car insurance quotes for comparable policies are subjects for another article.

It is good to know what you are spending your money on. Therefore, ask the agent what is included in your policy and what is not.

There are products or add-ons that will give your better coverage in your peculiar circumstance. This is particularly most important for women that spend long hours behind wheels.

Remember, you can take advantage of your profile (Whether you are male or female) to make considerable savings...

Get New York auto insurance quotes from quotes sites. Compare the quotes returned and pick the best offer. Visit at least 3 sites. Obtaining and comparing car insurance quotes from insurance quotes sites will guarantee that you save anything from a few hundred dollars to a few thousands (depending on your profile, policy and current car insurance rate).

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