Cheapest New York Auto Insurance -- 4 Guaranteed Steps

1. Those who have more than one vehicle will make considerable savings if they insure them all with the same New York insurer. It It's advisable to insure all your cars with the same insurance company unless you have a better rate for some of your vehicles with another insurer. You can find out which will serve you best by first doing a little research before making this decision. But if you don't have plans to shop around, you can be sure that you'll still save considerably with a multi-vehicle discount.

2. Holding multiple policies with a specific insurance company also attracts a reasonable discount. All you are expected to do to qualify for this is to get your car insurance policy from the very carrier that is providing, for instance, your homeowners insurance.

However, you must be careful because the fact that an insurance company offered you great rates for a policy does NOT mean they will for another one. Shopping around for quotes and comparing them with savings you'd make are highly profitable steps. Once you do this, you'll not be be taking chances as you make your choice because you know for sure which saves you more.

3. There's A type of discount called the "good driver discount." This for people who haven't made claims for three years and above. But take note that not all providers offer this discount.

If your insurance carrier is one of those who don't give this discount tell them point-blank that you will switch to another provider. As a matter of fact, you should leave them because you will definitely get a better deal somewhere else if you've kept a claims-free status for this length of time.

Almost all insurance providers will do everything possible to ensure they do NOT lose a prized policyholder and this will likely draw a concession from them.

4. While you do these other things to bring down your auto insurance costs, here's something you can do to get lower rates today: Visit trusted quotes sites and request for quotes.

Visit not less than five of such sites for the best results. It's free, quick and easy. Make sure you give your correct details as you complete the questionnaires on each site. All you have to do next is simply choose the quote that represents the best price/value from the quotes return.

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